Book Appointment
Tax Sparrow

Crypto Tax Calculator

Income Tax · Corporate Tax · Trade Tax

General Information

Income by Category

Profit Income
Also subject to trade tax
Surplus Income

Cryptocurrencies

§ 23 EStG: Private Sales (Holding Period < 1 Year)
Purchase/sale of cryptocurrencies held less than 1 year. Exemption limit: €1,000/year. Personal tax rate.
§ 22 No. 3 EStG: Other Crypto Income
Exemption limit: €256/year. Personal tax rate. No extension of holding period through staking/lending.
§ 20 EStG: Capital Income from Crypto
Interest income from crypto lending via CeFi platforms etc., subject to flat-rate withholding tax (25% + surcharge).

Trade Tax

Set automatically

Corporate + Trade Tax

Your Result

You may be paying too much tax

We check whether you can offset losses, use holding periods, or optimize through smart structuring. Many clients save 30 bis 50% on their crypto taxes this way.

Book a Free Consultation

For crypto investors with tax payments from €1,000

Created for TaxSparrow Tax Advisory
Powered by Kasek Consulting - All rights reserved
This analysis was generated automatically based on the information provided and serves exclusively as non-binding preliminary information. It does not constitute tax advice or a legally binding statement. A final tax assessment is reserved for the tax advisor after reviewing the complete facts. Liability for decisions made on the basis of this analysis is excluded.
Good to know

Frequently asked questions

How much tax do you pay on crypto gains in Germany?

If you sell crypto within one year of buying, the gain is a private sale under Sec. 23 German Income Tax Act, taxed at your personal rate of up to 45 percent plus solidarity surcharge. If all gains of a year stay below the 1,000 euro exemption limit, no tax is due. After a holding period of more than one year, the sale is completely tax-free.

How are staking and lending taxed?

Staking rewards and lending interest are other income under Sec. 22 No. 3 German Income Tax Act, valued at market price on receipt and taxed at your personal rate. Up to 256 euros per year remains tax-free. Selling the rewards later is a separate private sale with its own one-year holding period.

What does this calculator cover?

The calculator applies the German rules: holding periods, exemption limits and the income tax scale. It gives you a solid estimate, but does not replace individual advice for special cases such as DeFi protocols, incomplete histories, business assets or relocation abroad.

As of August 2026. All information without guarantee, no individual tax advice.