Crypto Tax Advisory

Crypto taxation in Germany is its own discipline, not a side note of regular tax advice. Sell Bitcoin after 13 months and the gain is completely tax-free. Lend, swap or stake the same coins first, and you may have triggered several taxable events without noticing. This classification is exactly what I do: 95% of my clients are crypto cases, I invest myself, and I know the protocols we talk about from my own use. A broad guide to the legal basics lives on the German page Krypto Steuerberater; this page is about the service itself: what I do for you, how we work together and what it costs.

What the crypto tax advisory covers

• Data preparation and review: import of all exchanges and wallets, reconciliation against your real balances, correction of tool errors. The foundation of every correct tax return, described in detail under Crypto Reporting & Audit.
• Tax classification: private sales transactions under Sec. 23 German Income Tax Act (EStG) with day-exact holding periods, staking and lending as other income, mining, NFTs and DeFi special cases following the current Federal Ministry of Finance circular of 6 March 2025.
• Planning before you sell: manage holding periods, use losses deliberately, time inflows. The biggest tax effects happen before the transaction, not after. More under Tax Optimization.
• Tax return: preparation and filing including all annexes, with documentation that withstands questions from the tax office.
• Representation: if the tax office asks questions, I answer them. In audits I handle the entire communication with the tax office.

Who this is for

My clients range from long-term holders with three sales a year to DeFi users with five-digit transaction counts: private investors, active traders, miners, NFT creators and companies holding crypto on their balance sheet. Many are expats facing German crypto taxation for the first time. What all cases share: real money is at stake, and mistakes get expensive, either through overpaid taxes or through trouble with the tax office. Both are avoidable.

How we work together

1. Free initial consultation. We clarify your situation, the scope and what you want to achieve. You then receive a transparent offer.
2. Data intake. You give me access to your tool data or exports, I handle the rest: import, reconciliation, error correction, closing gaps.
3. Analysis and advice. You get a clear picture: what is taxable, what is tax-free, where planning opportunities lie and what they are worth in euros.
4. Execution. Tax return, ongoing support or targeted advice before major decisions, whatever fits your case. Everything digital via MS Teams and secure data exchange, in English or German.

Tools: use them, do not trust them blindly

CoinTracking, Blockpit and Koinly are part of my daily work, and I know their weaknesses as well as their strengths. Tool reports regularly contain phantom gains caused by missing wallets, misidentified transfers or missing acquisition data. File an unchecked report and you either pay tax on gains that never existed or under-declare and risk proceedings. The difference between a tool user and a tax advisor is the review: I only adopt numbers once they reconcile with your actual balances.

Advice before the decision, not repairs after

The most expensive mistake I see: sell first, ask later. If you come before the sale, we can wait out holding periods, realize losses in the same year, spread inflows across year-ends or use the 1,000 euro exemption limit deliberately. If you come after, all that is left is documentation. I do both, but the first one is much cheaper for you.

What it costs

Crypto cases are too different for flat rates: three sales on one exchange is a different job than 40,000 transactions across twelve platforms with DeFi exposure. That is why you get a concrete offer after the free initial consultation, based on your actual data situation. You know the cost before, not after.

The service modules in detail

Data preparation and report review

It almost always starts with data chaos: exports from several exchanges, wallet addresses across different chains, transfers in between that look like sales. I import everything, reconcile it against your actual balances and close the gaps: missing acquisition prices are added, internal transfers are flagged as such, duplicate entries removed. Only once the data base is clean is the later calculation reliable.

Tax classification of every activity

Each transaction type is classified individually and defensibly: private sale, crypto-to-crypto swap, staking inflow, lending interest, liquidity pool entry, NFT sale, airdrop, hard fork. What is taxable and what is not comes down to detail. The full legal reasoning lives on the German basics page Krypto Steuerberater; in the advisory I apply it to your concrete case.

Planning before the sale

The most valuable part happens before you trade. We look at which coins are close to the end of the one-year holding period, whether a sale can be moved into the next year, whether losses should be realized and how to use the 1,000 euro exemption limit. This planning costs little and often saves four-figure amounts.

Who this is for

• Expats and newcomers: facing German crypto taxation for the first time, often with assets acquired before moving to Germany.
• Private investors: holding Bitcoin and a few altcoins, wanting holding periods and exemption limits used cleanly.
• Active traders: thousands of transactions across several exchanges, bots or derivatives that must become a defensible return.
• DeFi power users: liquidity pools, staking, lending, bridges, where the tool throws errors and no ordinary advisor wants the case.
• Miners and NFT creators: commercial classification, VAT questions and deductible costs.
• Companies and GmbHs: crypto on the balance sheet, valuation and ongoing bookkeeping.

Which platforms and wallets we evaluate

What matters is not which exchange you use but that all sources are merged without gaps. We evaluate exchanges such as Binance, Coinbase, Kraken, Bitpanda, Bitget, KuCoin, OKX and Crypto.com, wallets such as MetaMask, Ledger, Trezor and Phantom, plus on-chain activity directly from the wallet address on Ethereum, Solana, Bitcoin and other chains. A read-only access or a read-only API key is enough; I never need trading or withdrawal rights, and your private keys stay with you.

Typical tool errors we correct

• Phantom gains: a missing wallet or acquisition price makes the tool treat a holding as a gain from nothing.
• Transfer counted as a sale: moving your own coins between wallets is wrongly recorded as a taxable disposal.
• Missing crypto-to-crypto swaps: swaps without euros are overlooked although they are taxable.
• Duplicate entries and wrong FIFO order: the same transaction imported twice, or the holding period miscalculated across wallets.
• Forgotten fees: gas fees and trading fees that reduce the gain are ignored.

One-off, ongoing or as input for your advisor

Why specialization matters: DAC8 from 2026

From 2026, crypto service providers report transaction data automatically to the tax authorities under DAC8 and the Crypto-Asset Reporting Framework, with the first report for 2026 due in 2027. The tax office will know that you traded, but not your holding periods or acquisition costs. A clean, forward-looking advisory closes exactly that gap. Get a first impression of your tax burden with the free crypto tax calculator.

As of June 2026. The full legal sources and statutory references are linked on the German page Krypto Steuerberater. This text is general information and does not replace individual advice.